Pat Haraden's Benefits Blog

Pat HaradenPat is a recognized expert on health care reform, industry compliance, and the regulatory environment around employee benefits. Follow Pat's blog to say current on the latest legislative updates and issues and read Pat's musings on the state of the industry, rounded out by occasional guest bloggers on topics such as wellness, communications, and industry trends!

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Co-Op Plans – Will they save employers money?
Massachusetts recently certified two purchasing cooperatives for health insurance for policies effective April 1, 2012.  These purchasing cooperatives are unrelated to the federal health care reform law, as they were created as a result of...
Check Out Pat's Latest Article on the "Pro's and Con's of Self Insurance" in HR Executive Online
Article abstract:  Employers are continuously searching for ways to reduce employee-benefit costs while still providing competitive plans. One option employers should consider is self-insurance. Traditionally, self-insurance has been utilized...
The New Direction of Worksite Wellness - Guest Blog by Wellness Expert Kristie Howard
Hello friends!I wanted to share some thoughts about exciting new developments in Worksite Wellness. I recently attended the annual National Wellness Conference held in Stevens Point, Wisconsin and am as energized as I’ve ever been about the...
HHS Releases Guidelines for Health Insurance Exchanges Under Health Care Reform
In anticipation of each state being required to set up a Health Insurance Exchange, the Department of Health and Human Services issued guidelines for public comment today, The Guidelines provide the state the framework that is required for operating...
Municipal Insurance Reform Act Protects Retirees From an Increase for 3 Years
On Tuesday, July 12, 2011 the Governor signed the Municipal Insurance Reform Act. The Act gives Massachusetts municipalities the ability to make changes to their health insurance plans or transfer them to the Group Insurance Commission (GIC) without...